In the vibrant landscape of the Australian automotive industry, community and passion are the primary engines of growth. Whether you are a specialised 4WD outfitter, a classic car restorer, a high-performance tuner, or a local dealership, your business thrives on the "social" side of the hobby—the cruises, the shop nights, the demo days, and the community meets.

However, for years, a growing shadow has loomed over these activities: the insurance barrier. Many businesses have found it increasingly difficult, if not impossible, to secure affordable and comprehensive Public Liability insurance to host these essential community events.

That era of uncertainty is over.

The COA (Camping, Outdoors and Automotive) Group is proud to present the COA Auto Business Sanction, a dedicated program designed to remove the red tape and provide a rock-solid safety net for automotive businesses nationwide.

A "Sanction" is more than just a permit; it is an official partnership. When your business or event is sanctioned by COA, you are operating under the auspices of a recognised national body.

This status signifies that your activities have been vetted for safety and compliance, granting you direct access to COA's robust, industry-leading insurance master policies. From 4WD and SXS enthusiasts to historic hot-rod builders and modern muscle car retailers, this sanction is designed for the diverse breadth of the Australian "Auto Business" world.

In return for sanctioning with COA, business owners and event organisers gain five critical layers of protection that were previously difficult to obtain:

1. $20M Public Liability Coverage: Every sanctioned activity is backed by a $20M policy. This covers you in the event of third-party injury or property damage resulting from negligent activities during the event.
2. Organiser Indemnity: Personal liability is removed from the nominated Organiser. We believe that those stepping up to lead the community shouldn't have to put their personal assets at risk.
3. Participant Peace of Mind: All members participating in a sanctioned activity are insured and become the responsibility of COA during the event.
4. Volunteer Accident Insurance: The "unsung heroes" who help manage your gates, parking, and logistics are covered by personal accident insurance.
5. Property Owner Protection: If you are using a private property for an event (such as a farm or private track), all liability is shifted from the landowner to COA through a simple license agreement, making it much easier to secure unique venues.

Sanctioning isn't just about the "worst-case scenario." It's about building a better "best-case scenario."

Sanctioned businesses agree to follow the COA Activity Codes. These codes are a comprehensive set of rules and best practices designed to help you plan and manage events safely. By following these standards, you aren't just meeting insurance requirements—you are demonstrating to your customers and the government that your business operates at the highest professional level.

Getting your business sanctioned is a straightforward process. It begins with nominating an Event Organiser who completes the membership application for the COA Auto Business Sanction. The fee is structured fairly, conditional upon the number of participants in your proposed activities, ensuring it remains accessible for both boutique workshops and large-scale dealers.

Are you ready to take the handbrake off your community engagement?

Don't let the fear of liability stall your business's growth. Empower your brand, protect your team, and provide your customers with the official, insured experiences they deserve.

Learn More & Join Today: Visit the COA Auto Business Sanction page to watch our detailed information video or contact our team to speak with a human expert about your specific business needs.

COA Australia Group: Protecting the passion that moves us.