If you are one of the kind and helpful private property owners that provides areas for people to long stay camp with their tiny homes, then insurance for you is of the utmost importance as you do not want to lose everything you have worked hard for just because a camper trips in a hole in the middle of your paddock. And if you've had experience trying to source insurance to cover this type of long stay camping you've probably hit a brick wall more than once.

The Campground Operators Association (COA), which is a trading division of the Camping, Outdoors and Accommodation Cooperative Ltd, was established as a result of such insurance insufficiency and can easily help landowners to get the cover they should have. COA has the means to remove any and all liability from the landowner and provide $20M public liability insurance to cover the camping and related activities that occur on their property.

Plus in the unlikely event that a claim is directed at a landowner 'as an individual', rather than as a representative/ official of COA, the individual is also provided the benefit of 'Official's Liability' insurance, which provides indemnity against 'wrongful acts' committed by 'individuals' acting on behalf of the camping and related activities held under the auspices of COA. Land owners do not always understand that in undertaking their duties as a "Host" that they also assume personal liabilities. That is why it is so imperative that COA provides this cover for its landowner members (officials).

This insurance provides the assurance for landowners that they are protected when permitting long stay camping and related activities on their land. We even include cover for camper activities, which include motor vehicles that are registered, ie. car, 4WD, truck, and even SSV (SXS, UTV, buggy, etc).

If you'd like to know how you can have the most appropriate protection when permitting long stay campers on your land then send an email to This email address is being protected from spambots. You need JavaScript enabled to view it. and request a copy of the COA Campground Setup Guide or call 0475 703 970 and we'll help you get the cover you should have.

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