1. Global & Country Portals

• Global Hub (coa.group): The overarching global portal representing the global umbrella and international mission (Sanctuary & Mobility).

• Country Portal (coa.au): The Australian Country Portal representing national operations in Australia.

• Terminology Rule: Refer to country entities as National Operations or Country Portals (e.g., "COA Australia National Operations"). Reserve "Divisions" strictly for functional branches within that country.

2. Universal 90/10 Land & Entity Split

This split applies across ALL properties (Estate, Farm, Camp).

COA Housing Charity Ltd (10% Footprint)

• Focus: Housing Sanctuary, Crisis Accommodation Pathways, Land Stewardship, and Emergency Regional Shelter.

• Role: Operates the 10% Residential Area.

• Priority: Sanctuary/Emergency Housing is the first priority. Transitional or key worker housing may be deployed if crisis pathways are not immediately required.

COA Land Care Ltd (90% Footprint)

• Focus: Agricultural Primary Production, Carbon Offsetting, Ecological Stewardship, and Regnerative Farming.

• Role: Manages the 90% Agricultural & Conservation Land.

3. COA Australia (coa.au) Operational Divisions

These portals define the national activities under the two parent entities.

Governed by COA Housing Charity Ltd:

• Insure (coa.insure)

  • Club & Operators Alliance: Risk-governance division. Acts as an accredited non-profit Gatekeeper to unlock standardized WHS protocols and non-retail Group Insurance Programs ($20M master liability lines) underwritten by A+ rated APRA global underwriters (e.g., Lloyd's of London) for external operators.

• Estate (coa.estate)

  • Conservation & Occupiers Authority: Residential Estate development. Houses COA Commons Estates with a focus on Sanctuary/Emergency Housing and transitional accommodation in regional areas.

• Fund (coa.fund)

  • COA Discretionary Mutual Fund (DMF): Risk retention portal. DMF is for self-insuring and retention of internal COA internal operations, properties (Estate, Farm, Camp, Land), and associated business risks ONLY.

Governed by COA Land Care Ltd:

• Farm (coa.farm)

  • Carbon & Organics Agrarian: Agricultural properties. Operates active farming, regenerative land stewardship, and agrarian safety programs.

• Camp (coa.camp)

  • Camping & Wellness Properties: Leisure operations. Wellness and mental health properties with a mandatory guest agrarian participation model to maintain primary production status.

• Land (coa.land)

  • Landholder Acquisition Portal: The property intake engine. Facilitates the transition of third-party land (via lease, partnership, or acquisition) into active COA operational divisions under the 90/10 structure.

4. Emergency Housing Terminology

Whichever need takes priority at the time defines the nature of the immediate deployment on the 10%residential area.

• Primary Terms: Sanctuary Housing, Emergency Sanctuary.

• Alternative Professional Terms: Transitional Housing, Immediate Safe Haven, Rapid-Response Shelter, Priority Housing, Resilience Housing.