Membership within the COA ecosystem is divided into three functional pillars. Each pillar provides a specific regulatory or financial framework designed to decouple land tenure from housing, manage off-grid infrastructure, and provide comprehensive insurance indemnity for regional stewardship.
1. COA Cooperative | Shareholder Membership
The COA Cooperative is a Distributing Cooperative, designed for collective asset protection and tenure security.
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The Mandate: To access and utilize land held by the Cooperative, an individual must be a Shareholder Member.
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Requirement: Participation requires ownership of the minimum Member Shares as defined by the COA By-laws.
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Property Entitlements: Entitles access to the COA Property Division, allowing for the purchase of shares and the use of properties for specified permanent or temporary accommodation and outdoor activities.
2. COA Land Care | Resident Stewardship
Resident Stewardship is the mandatory operational membership within COA Land Care Ltd (NFP) for any individual residing within a Stewardship Cluster.
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The S68 Holder: This entity is the professional holder of Section 68 Council approvals.
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Functional Role: Resident Stewards are bound by the Division 2 WHS Management Plan. This allows the NFP to act as the Principal Duty Holder, managing all high-risk infrastructure (Water Hubs, Wastewater, and Solar Microgrids).
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Compliance: This membership provides the legal framework for residents to live in NCC Class 1a Accredited dwellings under a professionally managed regulatory shield.
3. COA Insurance Division | Program Membership
This division provides risk-management pathways for individuals and organisations. Note: Membership in a COA Insurance Program does not provide coverage under a COA policy; it is a mechanism for eligibility and leverage.
Insurance Programs (Representative Eligibility)
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The Function: This allows a person to join COA as a representative of an external organisation (NFP, Trust, etc.).
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The Leverage: By joining, the individual utilises the collective membership numbers of the COA NFP Group to meet the eligibility requirements to purchase an individual, full-spectrum insurance policy directly from the COA partner broker.
| Pillar | Category | Entitlement |
| Property | COA Cooperative | Purchase shares; Secure land tenure/occupancy; Access exclusive Property Division resources. |
| Regulation | COA Land Care | Status as a Resident Steward; Access to S68-compliant infrastructure; WHS liability shielding. |
| Risk | Insurance Division | Eligibility for individual broker policies via Programs; Official indemnity for led activities via Sanctions. |
| General | All Members | Access to the COA members-only networking platform and partner organisation discounts. |



